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The CA 2-15 exam on one page
Everything worth memorizing about the California Life, Accident & Health (2-15) exam — format, score, and the full 18-module blueprint. Bookmark it or hit print.
Exam facts
- Scored questions
- 150
- multiple choice
- Time limit
- 3h 15m
- 195 minutes total
- Passing score
- 60%
- scaled, pass/fail
- Exam fee
- $88
- per attempt, paid to PSI
- Administered by
- PSI
- test centers & online
- Licensed by
- CDI
- CA Dept. of Insurance
Figures per PSI/CDI — verify current numbers when you book.
The 18 modules — your study checklist
Insurance fundamentals
The concepts and rules every question builds on.
- M01 Basic Insurance Concepts & Principles
- M02 Contract Law
- M03 The Insurance Marketplace
- M07 Policy Replacement & Cancellation
Life insurance & annuities
Policy types, provisions, riders, and how they are taxed.
- M04 Life Insurance Basics
- M05 Types of Life Policies
- M06 Annuities
- M08 The Individual Life Insurance Contract
- M09 Taxation of Life Insurance & Annuities
- M10 Group Life, Social Security & Underwriting
- M11 Life Policy Riders
Accident, health & California rules
Medical coverage, Medicare, disability, LTC, and CA-specific law.
- M12 General Concepts of Medical Insurance
- M13 Individual Medical Expense Insurance
- M14 Group Medical Expense Insurance
- M15 PPACA / ACA
- M16 Senior Health / Medicare / Medigap
- M17 Disability Income Insurance
- M18 Long-Term Care Insurance
Five rules that move your score
- Book your exam date first — a deadline turns studying from “someday” into a plan.
- Study the modules you scored worst on, not the ones that feel comfortable.
- Practice explaining answers out loud — if you can teach it, you know it.
- Do timed 25-question blocks: 150 questions in 195 minutes is ~78 seconds each.
- Review California-specific rules last — they’re the freshest on exam day.
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