The California Life & Health insurance exam, demystified.
What's on the 2-15 exam, how it's scored, what it costs — and a study plan that gets you through it on the first attempt.
Start free — get exam-readyExam format at a glance
Figures reflect PSI / California Department of Insurance published details and can change — always confirm current fees and rules when you book your exam.
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Coverage
Every domain on the blueprint.
18 modules mapping the full CA Life, Accident & Health (2-15) outline — the same curriculum your tutor teaches from.
Insurance fundamentals
The concepts and rules every question builds on.
- M01Basic Insurance Concepts & Principles
- M02Contract Law
- M03The Insurance Marketplace
- M07Policy Replacement & Cancellation
Life insurance & annuities
Policy types, provisions, riders, and how they are taxed.
- M04Life Insurance Basics
- M05Types of Life Policies
- M06Annuities
- M08The Individual Life Insurance Contract
- M09Taxation of Life Insurance & Annuities
- M10Group Life, Social Security & Underwriting
- M11Life Policy Riders
Accident, health & California rules
Medical coverage, Medicare, disability, LTC, and CA-specific law.
- M12General Concepts of Medical Insurance
- M13Individual Medical Expense Insurance
- M14Group Medical Expense Insurance
- M15PPACA / ACA
- M16Senior Health / Medicare / Medigap
- M17Disability Income Insurance
- M18Long-Term Care Insurance
How the AI tutor gets you to a pass
Diagnose before you drill
Your first session maps what you already know across all 18 modules, so you never waste hours re-studying what you have.
Live teaching, not flashcards
The AI agent teaches face-to-face on video, checks understanding as you go, and adjusts the moment you hesitate.
Wrong answers become lessons
Every miss gets a why-explanation tied to the exam principle behind it — the difference between memorizing and passing.
Go deeper on the topics the exam loves
Free plain-English guides, written the way the questions are asked.
Common questions
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